For buyers

Mortgage calculator

A quick way to estimate what a home might cost each month — principal, interest, property tax, and insurance together. Adjust the numbers to see how price, down payment, and rate change the picture.

Home price

Down payment (20%)

Down payment amount

$300,000

Interest rate (%)

Loan term

Property tax (%/yr)

Insurance ($/yr)

HOA dues ($/month, optional)

Estimated monthly payment

$9,210

per month · $1,200,000 loan

Principal & interest$7,585

Property tax (est.)$1,475

Homeowners insurance$150

Talk through your options

Want a clearer picture for your situation?

This calculator gives a useful estimate, but every purchase is different — your rate, taxes, and the right down payment depend on your circumstances. I’m happy to talk it through and connect you with trusted lenders when you’re ready.

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Estimates are for general planning only and are not a loan offer, pre-qualification, or financial advice. Actual payments depend on your loan terms, credit, taxes, insurance, and other factors. Property tax and insurance figures are approximate and vary by property. Consult a licensed lender for accurate figures.